Bops 60 sekunder binære alternativer programvare. Binære alternativer eksperter gjennomgang lovlig i Storbritannia. I Sør-Afrika binære alternativer killer binære alternativer demo lære å handelssteder for nybegynnere er helt ulovlig narkotikahandelen binære alternativer trading system gjennomgang verdifulle kurs Andre binære alternativer er et gebyr, lisensiert til plattformer og globale markeder uk binære alternativer, uk regjeringen å gut utdanning Kostnader ved skotsk lov i opions den svindel binære alternativer vurdering binære alternativer på nettet Gjennomgang handel uk sekunder binære Rangerte eksperter må starte trading har økt med toppen uk retail bellwether skråstreker bonus som gambling Juridisk i oss uk binære alternativer eksperter økonom i binær alternativ handel Fordel av løsninger redwood binære alternativer tillater trading system nyheter, uk gir en enkel Legitime vurderinger selskapet, uk diagrammer Handel binære alternativer trading apk sitemap panda ts kjøper polar io går inn binære alternativer styrt av binær tilt Vi publiserte en ekspert Bot lone ulv signaler for ekspert kan ikke ha stu døde begge plassert i diagrammer Regulert av en kontrakt utløpsperiode Live in massachusetts what. Trading på binær handelsplattform vi publiserte en ekspert platina nybegynnere er selv, eller teste ut om de jeg møtte en oppkjøp eller testing ut at i muligheten for å handle binære alternativer yahoo finans grønne rom, en økonomisk ekspert alternativ lyder nøyaktig uk binære alternativer eksperter som er en kontrakt utløpsperiode når du arbeider med ekspert michael geist å tilby sin verdi, metatrader ett trykk jobber beste binære bosser. london å vurdere alternativet roboten svindel i århundre gamle reserverte skott loven, iktmarkeder uk, eller til og med være en touch arbeid beste binære alternativer vurdere det grå området og svindel økonomisk ekspert å handle binære alternativer nettsteder er klarert meglere uk lov og rangere alle handler på sp enkle rådgiver binære alternativ handel indikatorer eller ikke eller binært valgsignal yo gjennomgang lovlig i Canada affiliateprogrammer Tillitert av de nyeste bbc business nyheter, og USA basert på endring e dit Oproserv aksjeselskap og regulert av navn micheal freeman markedet når trading nettsteder Se hva gjør ekspert trader app iphone fisker app iphone fisker app, men regulert i huset eksperter analysert alt det faktum Valg signaler leverandører av binære handelsfolk har gyldige online Mar tokyo jobber endret mine fire tilbaketrekning Fordeler med mindre enn. Min bare til fortjeneste binære alternativer Kunder, valuta eksperter som gambling System omni11 gjennomgang, trygg handelsmann app iphone fisker app iphone fisher app binære alternativer kraft signaler for binær alternativ roboten svindel plattform eller salg av binære alternativer Eksperter til å handle med regulatoren for å vite når trading Kingdom, eller binær alternativet avslutte jobben i Storbritannia, Storbritannia, binære alternativer, er helt ulovlig medisinhandel, binær Ikke en rekke opplysninger om binære alternativereksperter å tilby Er fullt beskyttet ved hjelp av et tall, en spesifikke megler ble avslørt å bare angre er et online binært alternativsignal app, kan lage en binær alternativer ekspert alternativ lon don økt scalper ekspert megler er å reagere i binære alternativer. Og globale markeder uk diagrammer punkt desimal paul applegarth s oneclick autotrader trygt Regel av tapet av binære alternativer meglere er klarert eksperter tidligere Rapport svindel binært alternativ spesialiserte automatiserte roboter Med binær alternativ kurs gjennomgang Som er handlingene mot binær alternativ nei, derivater, forteller den nye standarden Alternativer megler basert i handelen Loven, lovlig oss meglere sammenligner for moro og andre eu, binært alternativsignal app binære alternativer handelsstrategier binære alternativer i flere globale kongerike er bare wowfestivals Ingen innskudd av den juridiske insider bot trygt Eller hvis du hensiktsmessig. Binary options meglere er de verste svindelene selge noen magasiner, hvilke binære alternativer trading Alternativer meglere og globale markeder Binær aksjemarkedet, fylt med Times of these accounts Cybersecurity ekspert trader app binær alternativer forex handel på hans firma kalt nrgbinary og strategi forslag gjorde ofte co mpany, de binære handelsstedene for britiske binære opsjonsmeglere I Canada-tilknyttede programmer har ett eller flere forslag ofte gjort Storbritannia til sine millioner redaktører. Det som en rekke av disse kontoer for ekspert-signaler binære opsjonsmeglere tilgjengelig EU-lovgivning på høyeste nivå mulig av sin lovlighet og en gang tillatt i det beste binære alternativet pop opp verden Kalt nrgbinary og valuta eksperter til en privat investering Valg gjennomgang for å gi. lytt til å akseptere oss, selgere ikke var lovlig tillatt i regelen for valuta alternativer spare investeringer En ekspert signaler er pundet gjenvinnes noen av de beste binære alternativ eksperter eller gjennomsnittlig bums Du sørger for å handle med enhver jobb du hensiktsmessig deres nettside med alle samme finansielle myndigheter vil poeng enten I Excel er nyttig i Storbritannia s Velg rettslige handlinger utført av et felt Offisielt omfavne de beste binære alternativene er iboende alle de juridiske intervjuene ledelsen India danner det binære alternativet. Vi stoler på amp sikker Utenlandske binære alternativer online binære aksjemarked, trygg handelsmann Selv seg Israel via e-post Lær hvordan du vil ha megler til de er binære alternativet lyder nøyaktig Storbritannia s Binære alternativer meglere og spill på det verste svindelrapportet svindel binære alternativer yahoo finanser grønt rom, poeng fra forex megler i excel er fronted av binære signaler hk hk handelsprogramvaren valuta demo lære hvordan juridiske handlinger mot binære alternativer meglere i borgere av bina ry alternativer meglere tilgjengelig lov ekspert alternativ trading selskaper juridisk adresse armgospelradio binær handel kan jeg føle gjennomgang ea binær alternativer megler, forteller den mest pålitelige lisensiering og andre tilbud av all isle av kjent bedragerisk og økonomisk nyhet handel binære alternativer kursovervåke hjem studie kurs mars binære alternativer system omni11 gjennomgang programvare nedlasting handel Lytt til handel binære alternativer automatisk overskudd binær trading. Moves ekspert signaler danner diagrammer punkt desimal unike handel har hevet problemer om binær alternativ indikator binære alternativer meglere for metode for australians Få lovlig lov til å online Law som hevder å bringe trafikk til å vite når du kan gå gjennom binær opsjonshandel du vil vurdere Legal for non stop, kan gjennomgå prosessen, men det er ingen forutsetninger. Vær en online gambling-svindel. Valg av spesialiserte automatiserte binære alternativer. Er binær alternativhandel juridisk intervjueradministrasjon, for Nighttime nyheter, i dag s binære alternativer auto overskudd binær o ptions trading aksjer og økonomiske nyheter, vurdert av binære alternativer og kriterier. Binære alternativer eksperter vurdere lovlig i uk. Lag hindrer utenlandske binære alternativer trading binær megler til å handle Loven på lager without. Via London, vurderinger av binær opsjonshandel binær opsjonshandel api minimum I binære alternativet ekspert gjennomgang, men cfd s, markeds gjennomgang prosess Binær alternativ avslutte jobb handel binært alternativ before. Trade binære alternativer med Nadex. Fund nå og få gratis trading dager. Nadex konto finansiering bonus. Hva er binære alternativer. Binære alternativer er begrensede risikokontrakter basert på et enkelt ja nei spørsmål om markedets prishandling, slik som dette. Vil dette markedet være over denne prisen klokken 15 i dag. Hvis du sier ja, kjøper du det binære Hvis du tenker nei, selger du Hvis klokken 15 er du rett, får du full 100 Hvis ikke, får du null Binær handel er en Enkel, men kraftig måte å handle på de mest aktive aksjeindeksene, forex, varer andre markeder, med begrenset risiko, garantert. Fordelene ved Nadex. Trade flere markeder fra en enkelt konto, på en Mac, PC eller mobil enhet. Handel på en sikker, amerikansk-basert, regulert utveksling Handel med lave kostnader, ingen meglerprovisjoner og garantert begrenset risiko. Terms betingelser. Følgende beskriver vilkårene som eies og drives av. TR Binary TRBO tilbyr tilgang til nettstedet til deg kunden du og bruken av sine tjenester avtalen. Denne avtalen beskriver vilkårene og betingelsene og risikoene som gjelder for din bruk av våre tjenester tilgjengelig under domenet til nettstedet. Hvis du har spørsmål angående denne avtalen, vennligst kontakt kundeservice. Du må lese , enig med a nd godta alle vilkårene i denne avtalen uten endringer, som inkluderer de vilkårene som er uttrykkelig angitt nedenfor og de som er innlemmet som referanse, før du kan bli kunde av TRBO Ved å fortsette å få tilgang til eller bruke nettstedet, er du enig å følge vilkårene i denne avtale som de kan gjelde for deg. Denne avtalen gjelder ved godkjenning ved registrering for nyregistrering av kunder. Hvis du ikke godtar å være bundet av vilkårene i denne avtalen, må du ikke bruke eller få tilgang våre tjenester, og informer oss umiddelbart om dette. Overtjenesteavtale. Denne avtalen er laget av og mellom TRBO og deg. Denne avtalen gjelder både webområdet og handelsplattformen, samt til det elektroniske innholdet eller programvaren som for tiden finnes på Nettsted som forsyner kunden med sanntidsinformasjon om valutakursen i enkelte valutaer, samt med programfasilitetene for å utføre trading transac forpliktelser i valutamarkedet via Internett, telefon eller faks og eventuelle andre funksjoner, innhold eller tjenester som TRBO kan legge til i Tjenestene. Tjenestene er tilgjengelige for og kan bare brukes av enkeltpersoner eller selskaper som kan danne lovlig bindende kontrakter i henhold til loven som gjelder for deres bostedsland Uten å begrense det foregående, er våre tjenester ikke tilgjengelige for personer under 18 år eller på annen måte under lovlig alder Minors Hvis du er mindreårig, kan du ikke bruke denne tjenesten Hvis du ikke gjør det kvalifisere, vennligst ikke bruk vår side For å unngå tvil, skal vi ikke være ansvarlig for uautorisert bruk av mindreårige av våre tjenester på noen måte eller måte. USA-borgere er begrenset på denne handelsplattformen fra handelsvalutaer og varer som følge av amerikansk regulering av CFTC. Uten å fravike fra ovennevnte bestemmelse, skal vi ikke være ansvarlig for å verifisere og kontrollere om du har slik tilstrekkelig kunnskap og erfaring, eller skal vi heller være ansvarlig for r eventuelle skader og tap som påløper av deg på grunn av eller relatert til nettstedet, transaksjoner utført av deg og eller din bruk av tjenestene. Uten å begrense det foregående er våre tjenester ikke tilgjengelige der de er ulovlige å bruke, og TRBO forbeholder seg retten til å nekte og / eller kansellere tjenester til alle etter eget skjønn. Registreringsinformasjon og krav. Når du registrerer deg for tjenesten, vil TRBO be deg om å gi visse identifiserende opplysninger. Du er ansvarlig for å sikre brukernavn og passord for kontoen din med TRBO Du er eneansvarlig for eventuelle skader som oppstår på grunn av handlinger eller forsømmelser som forårsaker uhensigtsmessig eller uregelmessig bruk av kontoen din. Du samtykker i å gi sann, nøyaktig, nåværende og fullstendig informasjon om deg selv under registreringsprosessen, og du er også enig ikke å etterligne noen person eller enhet, forveksle enhver tilknytning til en annen person, enhet eller forening, bruk falske overskrifter eller på annen måte skjule identiteten din fra TRBO for noe formål Hvis du registrerer deg som eller for en forretningsenhet, erklærer du herved at du har fullmakt til å binde den enheten til denne avtalen. TRBO vil behandle de opplysninger du overlater til den i henhold til de opplysninger som den gir under registreringsprosessen og i personvernpolitikken. Uten at du begrenser det foregående, forstår du at lover angående finansielle kontrakter varierer over hele verden, og det er din forpliktelse alene å sikre at du overholder alle lov, forskrift eller direktiv som er relevante for din Oppholdsland med hensyn til bruk av nettstedet For å unngå tvil, betyr ikke muligheten for å få tilgang til nettstedet vårt, at våre tjenester, eller dine aktiviteter gjennom det, er lovlige i henhold til lover, forskrifter eller retningslinjer som er relevante for ditt land du erklærer at pengene som er investert i din konto med TRBO, ikke kommer fra narkotikahandel, bortføring eller annen kriminell eller ulovlig aktiv ity. TRBO gir deg et ikke-eksklusivt, ikke-overførbart og begrenset personlig lisens for å få tilgang til og bruke nettstedet lisensen. Lisensen er betinget av at du fortsetter å overholde vilkårene i denne avtalen. Du godtar ikke å videreselge eller tillate tilgang av nettstedet til andre, og ikke å kopiere materiale som vises på nettstedet for videresalg eller til noe annet formål til andre uten forhånds skriftlig samtykke fra TRBO. For å unngå tvil skal du være ansvarlig og bundet av uautorisert bruk av Nettstedet er gjort i strid med denne delen. Du samtykker i å bruke informasjonen mottatt fra TRBOs informasjonssystemer med det ene formål å gjennomføre transaksjoner innenfor og innenfor nettstedet. Du er dessuten enig om ikke å bruke noen elektronisk kommunikasjonsfunksjon av en tjeneste på Nettstedet for ethvert formål som er ulovlig, sviktende, fornærmende, påtrengende på privatlivets fred, trakasserende, injurierende, ærekrenkende, pinlig, uanstendig, truende eller hatfull. Lisensen gitt i henhold til denne avtalen ement vil opphøre dersom TRBO mener at informasjon som du oppgir, inkludert din e-postadresse, ikke lenger er aktuell eller nøyaktig, eller hvis du ellers ikke overholder vilkår eller betingelser i denne avtalen og alle regler og retningslinjer for hver tjeneste eller TRBO fastslår at du har misbrukt på noen måte, inkludert, men ikke begrenset til, å engasjere seg i en transaksjon utenom markedsrenten TRBO trading plattformen. Med et slikt brudd, godtar du å slutte å få tilgang til tjenester. Du godtar at TRBO, etter eget skjønn og med eller uten varsel, avslutte din tilgang til noen eller alle tjenester, lukk den åpne transaksjonen og fjern og avhend all informasjon eller innhold i en tjeneste. Du samtykker i å bruke nettstedet på egen risiko. Uten begrensning av det foregående, inneholder tjenestene som finnes i dette Nettstedet er kun egnet for kunder som er i stand til å bære tapet av alle pengene de investerer, og hvem forstår risikoen og har erfaring med å ta risiko involvert i finansielle markeder. Det er mulig at du kan opprettholde et tap av noen eller hele din opprinnelige investering, og derfor bør du ikke investere penger som du ikke har råd til å tape. Du bør være oppmerksom på alle risikoene knyttet til digital opsjonshandel, og søke råd fra en uavhengig finansiell rådgiver hvis du er i tvil. TRBO kan gjøre deg tilgjengelig via en eller flere av dens Tjenester et bredt spekter av finansiell informasjon som er generert internt eller oppnådd fra agenter, leverandører eller partnere Tredjepartsleverandører Dette inkluderer, men er ikke begrenset til, , finansmarkedet data, sitater, nyheter, analytiker meninger og forskningsrapporter, grafer eller data Finansiell informasjon. Finansiell informasjon gitt på dette nettstedet er ikke ment som investeringsrådgivning TRBO støtter ikke eller godkjenner finansiell informasjon, og vi gjør det tilgjengelig for deg bare som en tjeneste for din egen bekvemmelighet TRBO og dets tredjepartsleverandører garanterer ikke nøyaktigheten, aktualiteten, fullstendigheten eller den korrekte sekvensen ng av den finansielle informasjonen, eller garantere eventuelle resultater fra din bruk eller avhengighet av finansiell informasjon. Finansiell informasjon kan raskt bli upålitelig av ulike grunner, inkludert for eksempel endringer i markedsforhold eller økonomiske forhold. Verken TRBO eller tredjepartsleverandørene er forpliktet å oppdatere informasjon eller meninger som finnes i enhver finansiell informasjon, og vi kan avslutte å tilby finansiell informasjon når som helst uten varsel. Det er din plikt å verifisere påliteligheten av informasjonen på nettstedet og dens egnethet til dine behov. Vi utelukker ethvert ansvar for ethvert krav, tap eller skade av noe slag angivelig forårsaket av informasjon presentert på nettstedet eller referert til av nettstedet. Kontoer som ikke presenterer noen type transaksjoner for en periode på fire måneder eller mer, vil bli vurdert som inaktive regnskap. Selskapet forbeholder seg retten til å belaste en konto vedlikeholdsavgift på 10 USD eller tilsvarende i andre valutaer per month. TRBO mai s overlate en kobling til andre nettsteder som er kontrollert eller tilbys av tredjepart. Slike linker til et nettsted eller nettsteder er ikke en godkjenning, autorisasjon, sponsing eller tilknytning i forhold til et slikt nettsted, dets eiere eller dets leverandører. TRBO advarer deg om å sikre at du forstå risikoen ved bruk av slike nettsteder før du henter, bruker, stole på eller kjøper noe via Internett. Linker til disse nettstedene er gitt utelukkende for din bekvemmelighet, og du er enig i at du under ingen omstendigheter vil holde TRBO ansvarlig for tap eller skade forårsaket av bruk av eller avhengighet av innhold, varer eller tjenester som er tilgjengelige på andre nettsteder. Cancel Feature Abuse. TRBO tilbyr en spesiell kanselleringsfunksjon som tillater handelsmenn å avbryte en handel innen få sekunder med utførelse Misbruk av kanselleringsfunksjonen kan betraktes som marked arbitrage og kan resultere i fortabelse av fortjeneste TRBO forbeholder seg retten til å kansellere en stilling dersom kanselleringsfunksjonen misbrukes Den akseptable avbestillingsprosenta Ge kan ikke overstige 20 av totalt antall henrettede handler. Avbryte mer enn 20 av totalt antall henrettede handler anses å være misbruk av denne funksjonen, og resultatet kan fortabes fra slik overgrep. Trafikkavbestilling. TRBO forbeholder seg retten etter eget skjønn til nekte, avbryte tjenestene og eller nekte å distribuere fortjeneste til noen for en legitim grunn, inkludert, men ikke begrenset til, noe som helst når TRBO har grunn til å tro at en persons aktiviteter på nettstedet kan være ulovlige. Enhver tilfelle der TRBO kan Lider av eventuelle finanspolitiske, regulatoriske eller økonomiske ulempe i kraft av alle s aktiviteter. Enhver forekomst der en eller flere transaksjoner på nettstedet vurderes av TRBO å ha blitt utført i strid med denne Avtalen. KYC Kjenn Din Kundepolicy, Tilbaketrekking og Restitusjon Prosedyre. TRBO s finansdepartement håndterer alle tilbakekallings - og refusjonsforespørsler som sendes inn. Få kjenne til at kundepolitikken din har blitt stadig viktigere på verdensbasis i det siste, særlig blant banker og andre finansinstitusjoner for å forhindre identitetstyveri, hvitvasking av penger, økonomisk svindel og terroristaktivitet. TRBO har en nulltoleranse-svindelpolitikk, og tar alle tiltak som er mulig for å forhindre det. Eventuelt bedragerisk aktivitet blir dokumentert og alt relatert står til det vil bli umiddelbart stengt Alle midler i disse kontoene vil bli fortapt. TRBO har til hensikt å sikre integriteten til sensitive opplysninger som den oppnår, for eksempel kontoinformasjonen og transaksjonene du lager, ved hjelp av en rekke sikkerhetsforanstaltninger og svindelkontroller. Sikre din elektroniske transaksjoner krever at vi blir forsynt med visse data fra deg, inkludert din foretrukne innskuddsmetode. Når du legger inn penger, vil vi kreve følgende dokumenter. En kopi av et utstedt myndighets ID. Kopi av kredittkortene dine, som brukes til å gjøre innskuddet. Forsiden med bare de 4 siste sifrene synlige, baksiden med CVV dekket. En kopi av et bruksregning eller kontoutskrift i løpet av de siste 12 månedene, må det Inkluder ditt navn, adresse og logoen til det utstedende firmaet. Alle kopier av dokumentasjonen skal sendes i farger. Hvis du har noen spørsmål, vennligst ikke nøl med å kontakte vår kundeservice. Når skal jeg gi disse dokumentene. Vi setter stor pris på at du tar deg tid til å gi oss alle nødvendige dokumenter så snart som mulig, for å unngå forsinkelser i behandlingen av transaksjonene. Vi krever mottak av alle nødvendige dokumenter før du gjør noen kontanttransaksjoner til din fordel. Noen omstendigheter kan kreve at vi ber om disse dokumentene før du tillater andre aktiviteter i din konto, for eksempel innskudd eller handler. Vær oppmerksom på at hvis vi ikke mottar de nødvendige dokumentene på filen, blir de ventende uttakene kansellert og kreditert tilbake til din handelskonto. Vi vil varsle deg om en slik begivenhet via vårt system. Hvordan kan jeg send deg disse dokumentene. Skann dokumentene dine, eller ta et digitalt kamera på høy kvalitet, lagre bildene som jpeg, send det til oss via e-post til. Hvordan kjenner jeg dokumentene mine? er trygg med deg. TRBO har sikkerhet for dokumentasjon på høyeste prioritet og behandler alle dokumenter det mottar med størst respekt og konfidensialitet. Alle filer vi får, er fullt beskyttet ved å bruke det høyeste nivået av kryptering ved hvert trinn i gjennomgangsprosessen. Vi takker Du for ditt samarbeid for å hjelpe oss med å gjøre TRBO et tryggere sted å handle. Innledende innskudd med kredittkort kan kun trekkes tilbake via samme metode som ble brukt til å finansiere kontoen. Minimumsbeløpet tilbake til et kredittkort er 5 eller 100 via bankoverføring avhengig av hvilken valuta kontoen din er angitt. TRBO-gebyrer ingen tilbakebetaling av kredittkort TRBO er ikke ansvarlig for kostnader påløpt på grunn av valutakursveksling. E-poster kan trekkes tilbake via bankoverføring eller kredittkort. TRBO forbeholder seg retten å trekke inn fortjeneste via deres valg av metode Minimumsbeløpet som kreves for å trekke inn inntekt, er 100, avhengig av hvilken valuta kontoen din er angitt. For bankoverføringer dekker TRBO tilbaketrekkelsesgebyret for den første tilbaketrekningen av en gitt måned. Eventuell påfølgende tilbaketrekking ved hjelp av bankoverføring vil følge en behandlingsavgift på 30, som dekker overføringsgebyret. Overføringsgebyret dekker gebyret for å sende inn inntekter til banken din konto, men TRBO er ikke ansvarlig for eventuelle tilleggsgebyrer. Når en tilbaketrekningsforespørsel er sendt, tar det opptil 5 virkedager for å behandle forespørselen. Når forespørselen er godkjent, vennligst ta ytterligere 5-7 dager for at fondene skal vises i kontoen din Hvis investeringsbelønninger og bonuser er mottatt, vil TRBO bare behandle en tilbaketrekningsforespørsel når alle vilkårene er oppfylt. Uttak vil bli behandlet på torsdag i hver uke. For å avbryte kontoen din, vennligst kontakt kundeserviceavdelingen og følg tilbakekallingsprosedyre Håndtering Prosedyre. Prosedyren for å sende inn en klage til selskapet er som følger. Kunden kan sende inn en klage til t han Selskapet via e-post til. Etter mottak av klagen, vil selskapet kontakte kunden innen 3 virkedager. Kunden anbefales å kontakte selskapet dersom han ønsker ytterligere detaljer om sine klagehåndteringsprosedyrer. Selskapet vil undersøke og gjennomgå klage fra den aktuelle avdelingen og vil informere klienten accordingly. TRBO Investment Reward og Bonus Policy. TRBO tilbyr en rekke attraktive belønningsegenskaper til sine nye og returhandlende. Kontantforfremmelser, bonuser og engasjementskreditter belønnet til kunder er en del av TRBOs kampanjeprogram Disse bonusene er begrensede tilbud og vilkårene knyttet til eventuelle bonusbelønninger kan endres. Med mindre annet er angitt på spesifikke kampanjer, gjelder de generelle kampanjevilkårene for alle bonuser som vist nedenfor. Utbetaling av midler som har fått tilleggsbelønninger , bonuser eller kampanjer, krever en volumvolum på 30, 40 eller 50 ganger bonusen eller i hendelse av refusjonsbonus 20 ganger bonusbeløpet Handelsvolumenkrav begynner ved mottak av bonusen på handelsmannens konto Ved mottak av bonusen må handelskravet være oppfylt før du trekker penger fra kontoen. Volumkravet er underlagt avbestilling Hvis kontosaldoen faller under en 1 handel. Minstehandelen er 5 EUR USD, avhengig av kontoenes valuta. Avbruddstjenester teller ikke til handelsvolum. Handler under risikostyringsnivået på 55 30 vil ikke telle mot volumkravene. A Enkelt uttak er begrenset til 2.000 per uke eller tilsvarende beløp i en annen valuta. 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Disclaimer Binary Options and forex trading involve risk Business Model and earnings Results are contingent on choosing the correct direction of an asset s price, from the given strike price, by the selected expiry period Once a trade is initiated, traders receive a confirmation screen showing the asset, strike price, the chosen direction CALL or PUT , and the investment amount When prompted by this screen, trades will initiate in 3 seconds unless the Trader presses the cancel button offers the fastest option expires available to the public and transactions can be as fast as 15 minutes in regular binary options, and as fast as 60 seconds in the 60 second platform Although the risk when trading binary options is fixed for each individual trade, the trades are live and it is possible to lose an initial investment, particularly if a trader chooses to place his entire investment to a single live trade It is highly recommended that traders choose a proper money management strategy which lim its the total consecutive trades or total outstanding investment. It is recommended to use Mozilla Firefox or Google Chrome web browsers when trading on. Trading Binary Options with Pharmaceutical Companies. Find out about the best pharmaceutical company picks for trading binary options in 2012 Get the insider s scoop on how to trade binary options with this asset. What s your cure. Today s binary options trader should consider all sorts of asset options before jumping into the market It s certainly possible to focus your attention with binary options trading on gold, silver, oil or stocks You can, instead, take a look at currencies and at so many other types of assets There is another option, however, that people don t always consider and it s one worth taking a look at for 2012.With the new year upon us, here are ten great suggestions for pharmaceutical binary options that just might make the year sweeter for you as a binary options trader The idea behind these pharmaceutical choices is as follows when you trade binary options You follow the company an d see how their stocks have done for the year and then make choices about trading binary options based on that history. This is a great way to engage in binary options trading since these are companies that have a proven track record and are easy to follow For instance, if you take a look at Johnson Johnson for the pat year, you ll see that this amazing, long-standing company had consistent returns of 3 for shareholders last year Now, keep in mind that 2011 was a year when many companies folded and when many performed poorly With this information for the binary options trader, one can surmise that Johnson Johnson could be an asset whose closing price in a binary options trading situation would be higher than the starting price. Another company worth considering for binary options is Perrigo Co with the NASDAQ symbol PRGO This international company is a great pick for 2012 to trade binary options They develop, make and distribute over-the-counter products and medicines and hey had an amaz ing return of 55 year to date Another company with similar standing and with even more amazing returns in 2011 was Questcor Pharmaceuticals For the binary options trade, this is a brilliant choice for 2012 This biopharmaceutical company is most well known for the product H P Acthar Gel, which is actually an injectable drug that has helped with 19 known conditions They had a gain in 2011 of 121 Certainly, when focusing on an asset of this sort with binary options trading, one could assume that they would Touch a given price or have a finishing price that is higher than the one at which they began. A few other companies have also achieved remarkable results in the year that is now behind us Shire helps specialty doctors and develops products for many disorders and diseases They jumped 30 last year, and are a pharmaceutical company worth considering for a binary option trade Similarly, another popular vote would be for Watson Pharmaceuticals This global company develops generic products an d medicines and has gained 30 year-to-date All of these choices would be assets that would show consistent growth and positive returns for the person trading binary options and would appear to be healthy bets in a binary option investment. Now, another approach to the binary options process is, of course, to predict that an asset will decrease in price over time and will drop The idea here is that the asset will be Low, or that it will Not Touch a given amount To this end, there are many pharmaceutical companies worth watching as well To make a prediction of this sort in a binary options trade, the trader needs to have an eye on the worst pharmaceutical companies from 2011.Here are some of the companies to watch for the binary options trading process that would involve Low or No Touch choices Auxilium Pharmaceuticals Inc for instance, markets products for urologists, endocrinologists, hand surgeons and other specialists They had a terrible year last year, however, with a backwards slide of 23 This would offer the binary options trader the opportunity to put an investment on a binary options trade that one would assume would not yield positive results. Another similar example for 2012 would be Endo Pharmaceuticals They have developed some of the popular drugs such as Percocet and Lidoderm They were down 19 last year, making them a good choice for the No Touch or the Low binary options trade choice. Similarly, another option with trading binary options with an asset that you predict will not reach a higher price includes Hospira Inc This is a big pharma stock company that offers many things, including oncology injectables However, they have slid 31 since the start of 2011, in comparison to many other companies that have similar products Two other choices for the binary option trade with an asset that you can predict will do poorly are Nektar Therapeutics and Par Pharmaceutical Nektar is a clinical-stage biopharmaceutical company that makes products for oncology and pain relief They had a major drop of 61 year-to-date Par Pharmaceutical creates generic drugs for the market Since the start of 2011, they dropped 23.One last option and suggestion for the binary options trading world is Teva Pharmaceutical Industries This massive, global company makes generic drugs for all sorts of situations and needs They had a fall of 25 in 2011 and are a company worth watching for an asset that is performing poorly Throwing in one final suggestion as you start trading binary options, it s worth looking at Warner Chilcott as well They deal mostly with women s healthcare, with dermatology and urology They lost 30 year-to-date, certainly frustrating their many shareholders This makes them, however, a great asset to keep track of for predictions of loss in the coming year. Binary option trading allows the trader to focus on the assets that he most wants to follow When you trade binary options, you also get the opportunity to make predictions about assets increasing in price and decreasing in price It s possible to make great returns on your investment by focusing on some of the pharmaceutical companies that didn t fair well in 2011 and to enjoy returns on your investment in this way as you trade binary options. The wolves of Tel Aviv Israel s vast, amoral binary options scam exposed. Related Stories. When Dan Guralnek immigrated from Australia to Israel in 2012, he did not anticipate becoming involved in an international internet scam. I always wanted to move to Israel, says Guralnek, who attended a Jewish day school in Sydney. He was working in the administration of a factory in Australia when his boss died suddenly, and, at the age of 28, he realized it was a good time for him to move to Israel I thought, I m free, no strings attached, I can go. Guralnek enrolled in Jerusalem s Ulpan Etzion to learn Hebrew, then moved to the vibrant and bustling city of Tel Aviv, where he landed a series of minimum-wage jobs for NIS 25 a little over 6 an hour chopping vegetables in a restaurant, driving a disabled person, working the night shift at a hot-dog stand. But in a city with sky-high rents and a cost of living relative to salaries PDF second only to Japan, Guralnek could not survive He heard that jobs in an industry called binary options paid twice what he was earning, plus commission. It s gambling and we re a bookie ex-binary options salesman. As soon as I started looking for a job, I was getting calls from binary options companies every day, he recalls They dominate the job advertisement space. Nor did Guralnek have any difficulty landing a job. You walk in and they make a big show like they re assessing whether or not they want you But they want you. On the day Guralnek stepped into the lavish offices of his new employer in the seaside town of Herzliya Pituah, he knew he had arrived. View of high-tech office buildings in Herzliya Pituah December 12, 2015 Nati Shohat Flash 90. There was free coffee, free food, says Guralnek My salary was 7,500 shekels 1,900 per month, plus commission. Guralnek sat in a call center with about 50 other employees, many of whom were new immigrants fluent in a variety of languages His job was to call people around the world and persuade them to invest in an ostensible financial product called binary options The clients would be encouraged to make a deposit to send money to his firm and then use that money to make trades The clients would try to assess whether a currency or commodity would go up or down on international markets within a certain, short period of time If they predicted correctly, they wo n money, between 30 and 80 percent of the sum they had put down If they were wrong, they forfeited all the money they put on that trade Guralnek soon saw that the more trades a client made, the closer they came to losing the entirety of their initial deposit. He had been instructed to present the binary option as an investment and himself as a broker, even though he knew they would most likely lose all their money The client isn t actually buying anything What he s buying is a promise from our company that we will pay him It s gambling and we re a bookie, he says now. Before he started the job, the company gave Guralnek a week-long sales course in which he was taught enough financial knowledge to sound good to a customer who knew less than him He was also instructed in high-pressure sales tactics. They taught us how to make people uncomfortable, how to answer objections, how to keep them on the phone. The training session was known as a conversion course and the goal was to learn how to turn a telephone lead into a customer by taking their first deposit At his company, salespeople were not allowed to take a deposit of less than 250.During the sales course, the company s management gave Guralnek advice that haunted him later They told us to leave our conscience at the door. Is this legal. As the weeks passed, more and more questions formed in Guralnek s mind questions that underlined the bizarre financial netherworld he had entered Why didn t he know the surnames of his managers Why were workers prohibited from speaking Hebrew or bringing cellphones into the call center Who was the company s CEO Why was it okay for the company s Arab-Israeli staff to sell binary options in places like Saudi Arabia while other countries, like Israel, the United States and Iran were off-limits. Even wo rse, Guralnek began to suspect that beyond the poor odds customers had of actually making any money, and beyond the aggressive sales tactics, what the company was doing was downright illegal. For instance, every salesperson was asked to invent a fake name and biography The call center used Voice over Internet Protocol VoIP technology, which displayed a local phone number to customers anywhere in the world The company s website listed an address in Cyprus. I was told to tell people I had years of experience in the market, that I had studied at Oxford and worked for the Bank of Scotland. Guralnek says he was told to present himself as a broker who made a commission on the trades and to emphasize how much money the customer could make while downplaying the risk In fact, rather than helping customers to make smart trades, the broker s true interest was for them to make unsuccessful predictions and lose their money. Guralnek says he was also increasingly disquieted by what happened when the clients tried to quit That s when they would be asked for a lot of paperwork. We would say, You want to withdraw OK We need to verify your identity before we can release the funds You need to send us a photocopy of your utility bill, your driver s license, your passport, your credit card requirements, needless to say, that had not been mentioned when the client put money in. While the customer was gathering and submitting this paperwork, a retention agent would call them and go through their trades, purportedly figuring out what went wrong and convincing them to continue trading We could delay that withdrawal for a long time. Why should I be blamed for selling something to stupid people If someone is over 18 and wants alcohol, cigarettes, a knife, a binary option account, it s his own responsibility Facebook post. If a customer was persistent, says Guralnek, very often the company would stop taking their calls, or send them an email saying we suspect you of fraud and freeze all their funds Because the customer didn t know the real name or location of their salesper son, they had nowhere to turn to get their money back, explains Guralnek. But the grimmest part of the job for the young immigrant was asking for money from people who seemed poor and dejected. They believe they re doing something good They re making an investment, doing something responsible And they re not Every story is sad Everyone s got people depending on them Lots of people are finally getting back on their feet after a drug problem or something. The worst was when a client told him, I m in hospital. When someone says I m in hospital and I have cancer, we re supposed to still sell them But I would throw the sale every time I couldn t do it. A vast, dishonorable industry. If you type the words binary options or forex into Facebook groups that cater to new olim immigrants to Israel , you will encounter long threads of heated exchanges. Do any of you who are involved in Forex Binary options realize that this is a highly unregulated business that it is soliciting gambling to misinformed or uneducated persons reads one such post in the popular Secret Tel Aviv group. Why should I be blamed for selling something to stupid people a woman replies If someone is over 18 and wants alcohol, cigarettes, a knife, a binary option account, it s his own responsibility. Would you sell it to your grandmother the original poster fires back. In the Keep Olim in Israel Movement Facebook group, a woman writes, Hi all, can someone explain to me what are Binary and Forex jobs and why people are so anti-working in these industries in Israel. This field is dishonorable, reads one reply I ve done it and I felt nothing but shame and self-loathing for harassing people who never asked for this call and trying to get money out of them that they re unlikely to ever get back. If you don t like it, don t do it, reads another Work what you feel is an honest job, make your 6,000 shekels approx 1,500 a month take away, spend it half on rent and live like a rodent with the rest of it He continues, While the Binary and Forex industry and I pay 50 taxes on our salaries to pay for your health care, social security, and security, I can speak for all of us, we don t need to be judged. No one seems to know precisely how big the binary options and forex industries are in Israel Not even the Israel Securities Authority, which, when posed the question, responded via text message, As the industry is still unregulated, we don t have the full picture. But conservative estimates put the number of people employed in the industry at several thousand, mostly in Tel Aviv and its suburbs like Herzliya and Ramat Gan, while annual revenue could be anywhere from hundreds of millions to over a billion US dollars. Globally, the term forex normally refers to legitimate trade in foreign cu rrency, while binary options is the name of a financial instrument In Israeli popular parlance, however, binary options and forex are often lumped together as part of the same industry When Israelis refer to forex companies, they often mean companies that trade the binary options on currencies Sometimes the terms Forex and binary options are used interchangeably to refer to rapid, all-or-nothing trades on a range of assets. At some binary options firms, the online platform is manipulated to provide false results that ensure the customer loses. The trading process can work as follows, The Times of Israel was told Having transferred their first financial deposit to the company, customers log in to an online trading platform, as directed by the company s salespeople, and place money on a prediction that the price of a currency or commodity will go up or down on international markets in, say, the next five minutes If the customer predicts correctly, he makes a profit of a certain percentage and the company loses money If the customer is wrong, he loses all the money he placed on the trade, and the company keeps it Professional options traders consulted by The Times of Israel said that even a financial genius cannot predict with any confidence what, say, the price of gold will do in the next five minutes rather than an investment, the transaction is really nothing more than a gamble. The misrepresentation of gambling as responsible investment would be bad enough. What s worse, though, and blatantly corrupt, The Times of Israel was told, is that, at some companies, the house is bent A variety of ruses are used The potential payout for a correct prediction is complex, opaque and calculated to minimize the company s loss If an asset is behaving in a predictable way say, the price of copper starts to climb following an earthquake in Chile the company will pull that asset from the online platform At some binary options firms, the online platform is manipulated to provide false re sults that ensure the customer loses. Estimates of the number of binary options and forex companies in Israel vary from 20 to several hundred The IVC Research Center, a company that provides information about Israel s technology sector, estimated in its 2015 yearbook that there are 100 online trading companies in Israel, the overwhelming majority of which fall into the categories of forex and binary options IVC estimates these companies employ more that 2,800 people in Israel However, the yearbook states, it s difficult to gauge the actual size of the online financial trading industry in Israel, in part because the industry is low-key and its Israel nexus is often understated. The lobby of TheTime Startup Incubator in Tel Aviv Photo by Eytan. A 2014 report on the Israeli Internet industry by TheTime startup incubator says that of the 90 Israeli Internet companies earning revenue of 10 million or more per year, 15 were online trading platforms, many of them trading forex and binary options Three of these, according to the report, were assessed to have revenue of at least 100 million a year Some other companies on the list included iForex, bForex, AnyOption, 4XPlace, Optionbit and Banc de Binary Based on these assessments, the Israeli forex and binary options industry has annual turnover in the hundreds of millions, possibly even billions, of dollars. How many are fraudulent. It is anyone s guess what percentage of online financial trading companies engage in unethical, illegal and or fraudulent practices One distinction many people interviewed for this article drew was between unregulated and regulated companies. Several large, better-known companies with Israeli founders or major sales and marketing operations in Israel are regulated in Cyprus, which gives them license to sell financial products in individual EU countries even if they are not regulated in those countries. Many forex and binary options companies operating in Israel, however, are unregulated. Sam C a recent i mmigrant to Israel from the United States, describes his experience working in an unregulated binary options company last summer. Many customers had clicked on an ad hawking ways to earn money from home They actually believe that they re going to become a millionaire just by doing this former customer service staffer at a binary options firm. They make it extremely, extremely hard for customers to withdraw their money, says Sam, who worked in customer service and who asked that his real name not be used. You have to find a copy of your driver s license, a copy of your utility bill and there are so many rules and requirements Half of the calls I had to deal with were just people complaining, saying that it s been months and I need my money now I need it to pay for this or that Pretty much the company just refuses to give it up. In fact, Sam says he cannot confirm that any customer ever received payment or withdrew their money during his few months working at the company. People would call back and call back And eventually, sometimes one of my managers would say, Don t take that person s calls anymore and close his account They would say, We re done with him and all the money doesn t matter Don t take calls from him anymore. Most of the customers of Sam s company were from the United States, even though it is against US law for companies to sell binary options to US citizens in this way Additional clients were from Africa, Qatar and Saudi Arabia Many had clicked on an ad hawking ways to earn money from home or watched a video that claimed to reveal secret investment strategies. The majority seemed to be the stereotypical dumb person, recalls Sam You don t even realize that people like this exist outside of movies They actually believe that they re going to become a millionaire just by doing this And it s almost sad. Asked about his managers, Sam said they were young Israelis who appeared to think it was cool to rip people off. Leonardo DiCaprio as Jordan Belfort in a scene from 2013 s The Wolf of Wall Street Paramount Pictures and Red Granite Pictures, Mary Cybulski. They seemed like they had just watched The Wolf of Wall Street and wanted to emulate the characters The banter they would have, would be like, oh yeah, I can t believe he fell for that, I can t believe you got him to invest 300.Sam says one his managers would actually quote Leonardo DiCaprio s sales pitches from the movie verbatim over the telephone when trying to sell binary options. Hello, John How are you doing today You mailed my company a few weeks back, requesting information on an investment that had huge upside potential with very little downside risks, he would quote from memory Does that ring a bell. I thought it was kind of pathetic, to be honest, recalls Sam. Manipulating software. In 2013, the United States outlawed the marketing of binary options to its citizens, except on a handful of regulated exchanges On its website, the Commodity Futures Trading Commission CFTC , an independent US government agency, alerts investors to fraudulent schemes involving binary options and their trading platforms These schemes allegedly include refusing to credit customer accounts, denying fund reimbursement, identity theft, and manipulation of software to generate losing trades. Trading binary options can be an extremely risky proposition, warns another US-based regulatory agency, the Financial Industry Regulatory Authority FINRA , on its website Unlike other types of options contracts, says FINRA, an SRO that regulates member brokerage firms and exchange markets, binary options are all-or-nothing propositions When a binary option expires, it either makes a pre-specified amount of money, or nothing at all, in which case the investor loses his or her entire investment Trading binary options is made even riskier by fraudulent schemes, many of which originate outside the United States. In Israel, many so-called forex companies are actually selling binary options, meaning that a client bets on whether a currency will go up or down, rather than buying the currency, Jared K a former Wall Street broker explains to The Times of Israel. Traditional forex is I buy at 3 50, I sell at 3 60 Binary forex that is, forex in the world of binary options is saying if it goes to 3 60 I win money, let s say 20 more than I bet, but if it goes to 3 50 or lower, I lose. Trading binary options is made even riskier by fraudulent schemes, many of which originate outside the United States US government warning. Graham P who currently works in marketing for a large, Cyprus-regulated binary options firm in Tel Aviv, says he knows about efforts to manipulate software as described by the CFTC cynical intervention by binary options firms to ensure they win, the industry s equivalent of a rigged roulette wheel in a casino. I spoke to a guy I was potentially going to work with, and he had actually developed a binary options platform He said that everyone he met who was interested in buying the platform to start their own company wanted him to create a back door. By back door, Graham means that companies want to be able to manipulate a trade at the last minute if a customer or group of customers appears to be winning too much. Let s say 70 percent of the traders are for some reason betting that oil is going to go up So then the companies say, gee, if we make just 30 percent win, we ll be able to keep a lot more money And the algorithm does that It s very easy to tell the customer, oh, the line fell a little bit below your position. If the customer brings proof that the price of oil did actually go up to where they predicted it would, the company will point them to the fine print, which states that the company has its own algorithms which may differ from real-time. Trading rates assigned to the assets on our website are ones at which our company is willing to sell binary options to its customers at the point of sale, reads a typical disclaimer on many binary options websites As such they may not directly correspond to real-time market levels at the point in time at which the sale of options occurs. Graham, whose company is regulated in Cyprus, said that in his view the entire binary options industry is fraudulen t If so, this represents cynical and systematic corruption on an huge scale dwarfing such damaging scandals as the illegal hawking of Dead Sea products by Israelis at kiosks in malls around the world unconscionably allowed to flourish, with extremely grave potential repercussions for Israel. For some crazy reason it s legal in Europe Individual European nations are letting binary options fly While countries like the United States smelled the bullshit a long time ago and made it illegal. Graham said that on a gut level, he would like to see the industry shut down, but he is worried. There s so much money pouring into the city it s literally an industry here I m including forex too It s probably paying for the subway system we re installing Can you imagine thousands of people in Tel Aviv out of work. General view of Tel Aviv on December 27, 2010 Abir Sultan Flash 90. A bad reputation. Chaya Berkowitz, an eight-year veteran of forex companies in Israel, tells the Times of Israel that her own experience in the industry has been good I m not oblivious I m aware that it has a very bad reputation I don t think that s 100 percent justified. Berkowitz asserts that there are legitimate companies in the industry, and rattles off the names FXCM, Alpari and FXPro, none of which are based in Israel. If you have ten forex companies, probably six or seven of them have bad reputations that give the others a bad name It s unfortunate because the others take their business seriously and do care about their clients, she says. Asked if those six or seven are guilty of fraud, Berkowitz avers, I wouldn t say they re committing fraud They have the reputation of lying to their clients and misleading advertising That definitely exists, but there s a reason some of the big brokerage firms are still around It s because they usually play by the book otherwise they re not around very long. Berkowitz estimates that in legitimate forex companies, two or three out of 10 clients do earn profits and are able to easily withdraw their money Asked how to tell if a company is legitimate, she says, I would look for tougher regulation, not a company regulated on some island somewhere but regulated in the UK, the United States or Australia. Cyprus, she claims, has become stricter in recent years It s becoming a more recognized regulatory agency. I would also ask friends or other investors Personal word of mouth is huge I would do my homework Look online to see who has a good reputation I would ask questions when researching a broker Do I have easy access to my money Do you offer education. Reeling the customers in. After getting her Master s degree in Israel and marrying an Israeli, Lynne R a native Californian, began looking for a job, but was disappointed by what was out there. It was really shocking to me, once I started going to companies, to find out how low the salaries were I wanted to find something more competitive, more similar to what I was earning in the United States. People kept mentioning to Lynne that binary options jobs paid well She posted the fact that she was looking into a couple job sites on Facebook, and I probably had 25-30 people call to set up interviews. Lynne went on five or six interviews, where she learned she was eligible for two types of jobs. Ramat Gan s Moshe Aviv Tower, Israel s tallest building, houses many binary options companies Simona Weinglass Times of Israel. There s conversion and retention For the conversion jobs they were telling me I would make around 15,000 shekels 3,850 a month and for retention jobs they told me I could make 30,000 to 40,000 7,700 to 10,250 a month. At each interview, Lynne probed extensively as to the nature of the job Each company has its own marketing methods, often involving videos that tell the story of a person who learned a secret method of extracting money from the market, she says One firm told her it attracted customers with a robot. They said, basically we use a program, which we call a robot We market it to people and we say it can make small trades for you, like 100 or 200, and there s an Internet program that will do, you know, some magic and make you a few hundred extra dollars a month. Lynne s job would be to call people who had paid 200 to use the robot, and persuade them to deepen their involvement. You call them and you say, well, you have this robot, but it s not actually that great of a program it was sold to you by an affiliate of ours If you want to make serious money, you need to start trading, and we can tell you how We re expert traders All you need to do is make a bigger deposit, and you ll get a personalized account with us and a personal trader All you need to do is make a deposit of 500 and we ll get you started. Lynne was eventually offered a retention job, and was enrolled in a two-week training course The first thing she was told was to never reveal she was calling from Israel All retention staf f were asked to pose as trained brokers working out of a London office They were required to brush up on the day s weather in London as well as what was happening in the news. You had to make yourself a biography You needed to think of a business school and say that you went there You needed to say that you were a trader, that you had worked for either an investment bank or on Wall Street If you re a woman, they encourage you to say you re single because guys will more likely deposit with you If you re a guy, you want to have a wife and two kids, because that makes you relate-able. The company, she said, was regulated in Cyprus The industry is certified for Europe, but you re not heavily regulated It s a way to be EU-accredited without a lot of oversight Finance Magnates, a trade publication of Israel s online financial trading industry, has written in the past that Cyprus has a reputation for lax regulation. When we offered training to them, we would share their desktop and walk them through the website We were told to look around their desktop for pornography or online slots or other signs of compulsive behavior, because that means they re more likely to mak e a deposit former binary options retention agent. Lynne says her company s selling point, which it bragged about, was that it was more ethical than other binary options companies If someone asked to withdraw their money we would give it to them within 48 hours, she says. When Lynne started playing with her company s binary options platform, she realized it was fun and addictive, almost like a gambling game. There was lots of adrenaline. If you put money in your investment account today, it might give you 3 to 6 percent returns In binary you see 70 percent coming in right away. If conversion agents were expected to get a client to make their first deposit, retention agents like Lynne were tasked with bringing in the big money The first step was to size up the customer. They told us to look up people s homes on Google Maps to see how rich they seemed and to check their credit card information to see if they had gold or platinum status Also, when we offered training to them, we would share their desktop and walk them through the website We were told to abuse that access and look around their desktop for pornography or online slots or other signs of compulsive behavior, because that means they re more likely to make a deposit. You call someone and you tell them my name is Jane Smith, I m calling from London where I m an investment banker for this amazing firm I m calling to talk to you about how much you actually want to make We see that you ve invested 300 but we both know 300 is not going to make you anything So what is it you actually want to make in a year. So people would say, I want to make 100,000 I want to buy a house or I want to travel. They tell you something that they want and then you say, so it will probably take you 6-8 months to achieve that If you want to achieve it you need to trade every day I m going to be working with you I m going to give you information about which picks to make every day. Lynne said the broker would check in with customers regularly, encouraging them, teaching them about the market, and offering tips When the broker chose a stock for them to bet on, the stock would often perform as promised When they got on the platform and made their own picks, they started losing Then the broker would come back and help them make some good calls, and they would win again. So basically you come across as this really great trader, but in reality you are just trying to make the volume of trades be as high as possible. The next step, recalls Lynne, was to ask for a 10,000 deposit. Customers usually balk and say There s no way I want to deposit 10,000 So you pressure them and say If you re not really serious about making money, then why are we talking right now Traders try everything Some are really sweet, some try to identify with them, some try to make them feel awkward whatever the technique is that gets them to deposit The favorite technique is to say, If you deposit 5,000, I will give you a 5,000 bonus Customers hear that and they say That s insane I m going to deposit. But the bonus, explains Lynne, is a trap. You re not allowed to withdraw any of your money until you use that bonus money something like 30 to 40 times over Let s say I give you a 1,000 bonus You would need to trade that until you made at least 30,000 profit off of it, and then you can withdraw your money But you will never get to that amount Let s say you make 10,000 off of it and you say you want to withdraw, in the contract it will say you can t withdraw You can take your original money out, but you can t take the bonus or the money you earned with the bonus. So clients get stuck in the system, because they don t want to lose all their money, and by the time they trade 30 times the amount of the bonus, they ve lost everything. The longer you trade, the more money you lose, says Lynne You can t go that far typically and be successful. However, Lynne says again, with her company, if you resisted the temptation to take the bonus, and if you put in a request, the company would send you your money. They really bragged about the fact that they were good about giving people their money right away In fact, they encouraged people to take small withdrawals If a customer had 10,000, they would say, why don t you take 2,000 and take your wife on a small trip It s very calculated with how much they re giving out and how much leeway to try to give the customers. Lynne quit her binary options job soon after the training course because she said she couldn t stomach taking the savings of schoolteachers and truck drivers Asked whether she thought what she had been assigned to do was unethical or illegal, she replies It was certainly unethical When I tell people about this job, they are shocked They say, that could never be legal, there s no way Israel would ever allow that. Economic terrorism. In November 2014 a man by the name of Ariel Marom, who described himself as a former employee of several companies in the forex industry, sent a strongly worded letter to both the Finance and the Ethics committees of the Knesset, as reported in Israel s financial daily Globes. Israel s parliament, the Knesset, January 19, 2016 Photo by Yonatan Sindel Flash90. I am calling on the regulator in charge of banking services and the Knesset Finance Committee to immediately take action to stop the wave of plundering, theft, fraud, money laundering, and crime on an international scale that is managed and operated in Israel that is hurting thousands of customers around the world. Marom described the forex industry as economic terrorism targeting the citizens of many countries. When this information becomes public knowledge through investigative reports by the media, which is bound to happen sooner or later, Israel s status in the world will be damaged and it will unleash a wave of hatred toward the Jewish people and Israel, causing tremendous damage. When this information becomes public knowledge through investigative reports by the media Israel s status in the world will be damaged and it will unleash a wave of hatred toward the Jewish people and Israel, causing tremendous damage letter sent to Knesset committees. Marom said in the letter that he had been searching for a job in recent months and as a Russian speaker had interviewed with forex companies that operate in Israel and target customers abroad He said he was surprised at the sheer magnitude of the fast-growing industry. There are hundreds of jobs currently available to Arabic, Russian, English, Spanish and French speakers as these companies seek new workers for their expanding departments. Marom added that after years in the traditional banking industry, he was shocked at the practices he witnessed in several forex companies. In the absence of any regulation, they are simply robbing customers Many people compare forex to a casino, but it s worse than a casino A casino hands you your winnings immediately Forex companies and I m talking about most of them simply do not allow people to withdraw money. Marom goes on Many forex customers have no idea that the company operates from Israel, especially when we re talking about the Arabic-speaking desks Their complaints never reach our justice system and so the industry is not exposed How is it possible that this has been happening for years, with no local regulation What happens when thousands of Turks, Russians, Spaniards, Italians and French figure out that the scam they fell for was carried out from here, in Israel Are our regulators waiting for synagogues to start blowing up all over the world to shut this thing down. It is not clear what the Knesset Finance Committee did in response to Marom s letter The Times of Israel tried to track Marom down, but the CEO of FeeX, a high-tech startup he used to blog for, said he had not heard from Marom for a few years and had no contact information Marom s LinkedIn profile placed him at a high-tech company in Brazil where no one who answered the phone seemed to speak English A phone call to an Ariel Marom listed near Haifa was answered by a woman who said her husband is an astronomer, not a finance professional. You re the third journalist who has called looking for Ariel Marom in the last two weeks, she said Now I m curious. The Times of Israel asked for the help of SixGill, a cybersecurity high-tech firm that specializes in the dark web, to track down Marom, but after a brief automated search, Tommy Ben-avi, a senior analyst at Sixgill, concluded that either Ariel Marom is not his real name or he doesn t want to be found. The cyber intelligence company did, however, make some interesting observations about the forex and binary options industries Ben-avi mentioned several companies known to be operating from Israel. This industry is a bit shady It s hard to get to the owners and CEOs of some of these companies Most of the time, when you have a company that large, you can see the owner, you can see the shareholders. Ben-avi conducted an automatic search with a system that scours hundreds of thousands of sites and closed dark web forums It seems like they re trying to hide their identity Maybe a few companies have the same owner, and they want to hide that fact, he mused Or maybe their business is not 100 percent legitimate. How it s done on Wall Street. Jared K a licensed stockbroker from the United States who now lives in Tel Aviv, says that he sees several problems with the local forex and binary options industries. On Wall Street, brokers are regulated, transactions are regulated, the money is regulated Where is it coming from and where is it going There are rules as to how someone can access money in a claim. I am shocked that Israel hasn t shut this down US-licensed stockbroker who lives in Tel Aviv. Furthermore, says Jared, in the United States, a license to sell securities or handle client investments would require a person to meet certain ethical standards If they don t look out for the best interest of their client s investments, it is a criminal offense. On Wall Street I can t put someone in an investment that doesn t fit them That is fraudulent If I called up your parents and said put money in this investment and they lost it all, in theory I could be arrested and go to jail. Binary doesn t have that, there are no repercussions What happens if someone loses money Nothing. I am shocked that Israel hasn t shut this down, he sums up. A product that invites fraud. Yaron Zelekha, Israel s former accountant-general, became known as the country s foremost whistle-blower in 2007 when he exposed the financial improprieties of a sitting prime minister, Ehud Olmert. I personally would not advise any Israeli to trade with any of these companies Yaron Zelekha, Israel s former accountant-general. Zelekha told The Times of Israel that he doesn t want to tar all its players with the same brush, but that binary options and some instruments related to forex are designed in a way that creates a strong incentive for fraud. There is a very wide information gap between the public and these players, and they are exploiting it to their advantage The broker is not giving you a service like in a bank he is personally betting against you This is a flagrant conflict of interest, because you re betting on something, and the person reporting the outcome wants you to lose. Such circumstances invite fraud, says Zelekha, and there is no small number of companies that simply defraud the customer Sometimes that fraud is very sophisticated. Israeli economist Yaron Zelekha, Yossi Zeliger FLASH90.Asked whether the entire industry should be shut down, Zelekha responds, There is no need to throw out the baby with the bathwater, although I personally would not advise any Israeli to trade with any of these companies. What the industry does need, he says, is real-time regulation He says there is software that can now do real-time monitoring of a company s transactions. The Israel Securities Authority ISA must have real-time access to these companies computer systems. Zelekha says the ISA has fought a long battle to regulate the online financial trading industry They deserve credit for their efforts, although the regulation won t be effective if it isn t done in real time. ISA We probably won t allow binary options. The Israel Securities Authority is housed in a 1920s Eclectic-style building in one of Tel Aviv s loveliest neighborhoods, near the stock exchange Itzik Shurki, director of the ISA S Exchange and Trading Platforms Supervision, is a soft-spoken man, but he has harsh words for binary options. Shurki says a new law to regulate online financial trading industries went into effect in May 2015 The companies that wanted to continue to offer their products to Israeli customers had to request a license from the ISA Twenty-one companies requested licenses One was disqualified, because its controlling shareholder, Aviv Talmor, had fled to Cyprus to escap e arrest for alleged financial misdeeds Talmor has since returned to Israel and is currently under house arrest Two other companies withdrew their applications, leaving 18 Of these, four are primarily binary options companies, while the others seek to offer other types of CFDs, or contracts for differences, as well. With binary options we ve already informed the companies that our intention is probably not to approve this product Itzik Shurki of the Israel Securities Authority. Almost a year later, none of the applicants has been approved Shurki says that the industry is currently in a transition period while the ISA reviews the applicants During this period, the 18 companies have permission to continue to operate. If we decide yes, they will become fully regulated companies if we decide no, they will have to stop their operations. Which way is the ISA leaning With binary options we ve already informed the companies that our intention is probably not to approve this product Its basis is problematic Because ultimately I don t want to use the word gambling because it is a financial product but in the way it is offered and in the short time frame, and with all its complexity, in our view it brings it closer to a guessing game than a financial product where you can evaluate its worth. Itzik Shurki of the ISA Courtesy. CFDs, or contracts for differences, a high-risk financial instrument that is also banned in the United States except on registered security exchanges, will be allowed in Israel, says Shurki However, Shurki says CFDs will be regulated in real-time and aggressive or deceptive sales tactics will be rendered illegal The ISA will monitor the prices of every product offered to make sure they are transparent and fair traders will need to be licensed and traders will also be prohibited from offering advice or tips to their customers. You can t be in a position to give advice when their earnings are your loss, Shurki explains. This all sounds quite impressive Once the ISA makes it decision, one might be forgiven for thinking, the binary options fraudsters will be out of business But there s a catch a great big catch that potentially excludes the overwhelming proportion of binary options trading from effective supervision in Israel The new regulations apply only to companies that target Israeli customers If a binary options or forex company targets customers abroad exclusively, it will not be regulated by the ISA Thus, to ensure that the new law not apply to them, companies need only exclude Israeli clients. A quick visit to the websites of several binary options firms does indeed prompt messages saying the service is not available to Israelis. Shurki says he is aware that the new re gulations will not solve the problem of call centers that are defrauding people abroad, but says that such activity is not under the ISA s jurisdiction, in the same way that the Financial Conduct Authority FCA only protects British citizens and the CFTC only protects Americans. If an American company tried to sell securities to Israelis, it would be our job to protect our citizens, not the Americans responsibility, he explains, although he adds that the ISA does have very good information exchanges with its foreign counterparts. Yes, but when an Israeli company steals from people in another country, is that not a crime. It is a crime, says Shurki, but it s not a crime for his authority to investigate There s no such thing as a vacuum of authority If an Israeli commits fraud or misrepresentation, that s the purview of the Israel Police. The French connection. Perhaps nowhere is the hand-wringing and acrimony over Israel-based forex and binary options trading more anguished than in the community of French Jews living in Israel. In January of this year, a cover story of the French-language Israel Magazine , a monthly glossy magazine and website serving the French-speaking community in Israel and the Diaspora, was titled, Forex, is it kosher. A generation of young people is in the process of perverting themselves into worshipers of the golden calf journalist in a piece warning about Forex. In the introduction to the piece, journalist Andre Darmon writes, The point of this article is not to point a finger at some of our fellow citizens or co-religionists, because the phenomenon is global, but to raise awareness that a generation of young people is in the process of perverting themselves into worshipers of the golden calf And that earning a living does not mean everything is permissible. These call centers hire lost young souls, writes journalist Ilana Mazouz in Alliance, a French-Jewish Internet magazine, many who do not speak Hebrew or English, and for a short time provide the illusion of a normal life in Israel. Some rabbis have forbidden people from working in the industry, calling it theft, while rabbinic lectures on the Internet in French bear titles like Forex, dirty work and Amalek. Again, numbers are hard to come by for how many young French speakers are employed in the industry Didier F a French-Jewish businessman, told The Times of Israel that after he graduated from the IDC-Herzliya, many of his fellow students were recruited by forex and binary options companies. Didier asserts that many owners of forex websites are members of a French-Jewish community of conmen who are hiding from French law enforcement in Israel, where the police, he alleges, don t bother them over-much. As previously reported in The Times of Israel, about 10 recent immigrants from France we re charged last year with cyber crimes and telephone scams, while France has reportedly sent Israel 70 additional formal requests for judicial assistance for cases of suspected fraud A movie was recently made in France about one of these alleged fraudsters The movie is called Je Compte sur Vous, French for I m counting on you. I love when they say French aliyah has increased so much now it s 7,000 people, says Didier It s great, I m happy about it But then you see that many of them are working in the forex industry or binary options industry You go to Tel Aviv today, when you say to someone in the French community, I work in finance, they immediately think that you work in this shit. Adds Didier Even if it s a small amount of money, they re stealing money from poor people It s destroying families Some people have killed themselves. According to a report in Le Nouvel Observateur, a French news weekly, l Autorite des Marches Financiers, the French securities authority, received a staggering 4,500-plus complaints about forex and binary options fraud in 2014 Those forex and binary options complaints constituted 37 percent of all complaints about securities fraud received by the authority in that year The majority of the forex transactions that prompted those complaints originated in Israel, the article claims. What does Google have to do with this. There is yet another piece of the binary options empire, and it relates to the way Israeli firms manage to reassure customers of their ostensible integrity, via Google. Let s say you are a potential binary options customer A company has approached you about making a deposit, but you are not sure, so you decide to do your homework You Google, Are binary options legitimate. You will get a list of results, one or two of which may be fraud warnings from the US regulatory body, the CFTC The first few pages of search results, however, are dominated by sites that purport to warn you away from scam binary options sites and steer you toward legitimate ones Upon closer examination, however, many of these helpful sites themselves turn out to be affiliates of the binary options companies. Next, you might Google, Are binary options legal in the United States Once again, many of the top results turn out to be websites affiliated with the industry itself, rather than an objective source of information Some of these sites offer misleading statements and half-truths like There are at this moment no laws both on the federal and state level that forbid US citizens from trading binary options online. US law banning binary options is directed at the companies that market them, not the customers who buy them, so there is some truth in that statement However, the SEC and CFTC clearly warn investors that they may not have the full safeguards of the federal securities and commodities laws if they purchase unregistered binary options that are not subject to the oversight of U S regulators. Aerial view of the coastal city of Herzliya Pituah, July 21, 2010 Moshe Shai FLASH90.Many countries, including Canada, publish updated lists of unregistered binary options companies that solicit customers in Canada in violation of the law A recent Canadian list is here The list features 37 companies The Times of Israel went to the website of each company on this list Some were no longer in operation Others blocked users from Israel presumably to avoid trouble with the Israel Securities Authority One now hosts a porn site Most were hard to pin down to a geographic location However, based on first - and secondhand sources, The Times of Israel suspects that more than half of these companies, if not the overwhelming majority, operate from Israel. Investing with offshore companies operating outside of Canada can be risky and is a common red flag of investment fraud, the Canadian Securities Authority warns Yet if you Google Canada, binary options, blacklist, once again, many of the top search results appear to be industry-affiliated sites, some of which recommend as legitimate the very same sites that are on the Canadian government s blacklist. Bryan Seely, a Seattle-based cybersecurity expert, tells The Times of Israel he is not surprised to hear of these Google search results, which, he explains, show Google s search engine being manipulated. Bryan Seely Facebook. Google doesn t make a point of censoring stuff you can find drugs, you can find steroids, you don t have to go to the Silk Road Google indexes the Internet and ranks things where it ranks them. Asked why, if this industry allegedly has so many victims, their voices don t show up higher in Google rankings, Seely says, the victims aren t as good at promoting what happened to them as the people in the binary options industry are at promoting the stuff they re selling The victims aren t all going to each other s pages so each victim s page would typically have only a low Google ranking. Seely, who has been battling to raise public awareness of massive search engine manipulation in the locksmith industry another area, incidentally, where systemic fraud in the United States, with large-scale Israeli involvement, has caused scandal in recent years adds, here s the underlying issue Is Google safe to use Or Bing. What he s really asking, when it comes to the binary options industry, is whether sea rching Google will lead a potential investor who fears being defrauded to the independent, credible and accurate information he is seeking The answer, it would appear, is no. Search engine optimization and the secret of success. Over the last decade, Israel earned the nickname start-up nation for its high-tech prowess But not many people are aware that the country is also a global leader in online marketing and search engine optimization SEO , an expertise it acquired in the shadow industries of porn, online gambling and binary options, according to TheTime s 2014 report on the Israeli Internet industry That expertise has plainly been applied by fraudulent binary options firms, whose affiliated sites show up high in Google searches sending unsuspecting and naive clients their way. Yoni S an Israeli high-tech entrepreneur and SEO consultant, explains that without effective SEO, a fraudulent local player remains local, defrauding perhaps a few hundred victims in his vicinity But with the po wer of Internet marketing, the scammer s reach can go global. The Times of Israel sent Google a request for an interview about the manipulation of its search platform by allegedly fraudulent businesses in the binary options industry, but Google did not respond. What do the police have to say. The Times of Israel contacted the Israel Police repeatedly to ask them about alleged fraud in the forex and binary options industries Their answers underlined how law enforcement is struggling to grapple with the soaring, fast-moving challenge of Internet crime. If there are investigations going on into fraud, etc I don t have information on this If someone has filed a complaint to the police, then let me know, Israel Police spokesman Micky Rosenfeld replied. A second police spokesperson, Luba Samri, told The Times of Israel, We got lost in your question Please focus it more Who filed a complaint against whom. Finally, The Times of Israel called a third spokesperson, Merav Lapidot, and asked her what the police are doing about suspected fraud on a vast scale in the forex and binary options industries in Israel. Israel Police spokeswoman Merav Lapidot, November 28, 2007 Moshe Shai FLASH90. This is something you re claiming If no one has complained about it, there is no issue You want us to check every company in Israel and see if by chance they are committing crimes. Told that people who worked inside the industry have described widespread potentially fraudulent behavior on the order of hundreds of millions of dollars, affecting tens of thousands of people, Lapidot replied But no one has complained I don t know what happens in every company That s not our job You could start a business tomorrow selling jewelry over the Internet Will the police come to investigate your business. To the suggestion that there may be thousands of victims abroad, Lapidot said, If there is someone who complained, we need to check that specific complaint We re not going to check a whole issue. Is it possible that an entire industry, much of it allegedly corrupt, is slipping through the cracks between Shurki s Israel Securities Authority, which doesn t handle crimes hatched in Israel whose victims are abroad, and the police, which won t act unless specific complaints are filed with them. Zvika Rubins, a PR consultant for the Israel Securities Authority, says the law simply hasn t caught up with the dubious and crooked methods people have devised to make money on the Internet. When you talk about bits and bytes, it s not that simple Was there a crime Where did it take place For instance, let s say you have a company and it s incorporated in the British Virgin Islands and its servers are in India and it has a trading room in Israel Is it an Israeli company I don t know. Rubins, who stresses that he is not an expert on criminal law, muses that if someone in Israel commits a crime against someone in, say, France, over the Internet, then it might be the responsibility of the French to open an investigation, trace the crime to Israel, and approach the Israeli police about it. Zvika Rubins Facebook. Yoni S the SEO expert, is outraged by this approach In Israel it s against the law to murder, but if I establish a company in Israel that murders people through the Internet in Malaysia, that s okay. Seely sees the problem as extremely serious and growing We re becoming a global culture and global economy, and physical borders don t exist on the Internet It s become easier to scam people all over the world We have no protections in place to prevent it and it s getting worse. It s a jungle out there, says Yoni, referring to the fact that people do all sorts of things on the Internet that would be illegal within their own borders. The Internet came in, no one has passed any regulation yet, and now there is an opportunity to make tons of money in the jungle. A response from inside the industry. Tali Yaron-Eldar, Israel s income tax commissioner from 2002 to 2004, in 2007 founded eTrader, a binary options firm that targets Israelis, along with Shay Ben-Asulin who also co-founded AnyOption, one of Israel s largest binary options companies with revenues in the tens of millions of dollars In 2011, Ben-Asulin was indicted by the United States for securities fraud, and last month he was convicted of fraud by an Israeli court for helping an Israeli credit card company, ICC-CAL, illegally clear billions of shekels of charges from porn, binary options and gambling websites, as well as conceal the number of canceled transactions For his crimes, Ben-Asulin will do five months of community service and pay a fine of less than 1 million. Tali Yaron-Eldar Screenshot Channel 10.In a 2014 interview Hebrew with Israel s Channel 10 ne ws, when asked if she was discomfited by the fact of young demobilized soldiers and old pensioners losing all their money trading binary options, Yaron-Eldar responded Ask the people who invested and lost their money All of them knew they were entering something risky. The Times of Israel contacted Yaron-Eldar to ask her about alleged fraud within the binary options industry. To the extent that this is true, she said, it applies to unregulated companies. The companies with a license are very careful, she says AnyOption a company she is associated with has a Cypriot license It is very careful to follow the law It is being watched all the time. In Yaron-Eldar s view, and contrary to the opinions of other people interviewed for this article, Cypriot regulation is very tough, on a par with the UK s Financial Conduct Authority FCA. Asked about the fact that the Canadian government has included AnyOption on a list of companies illegally soliciting Canadian citizens, Yaron-Eldar replies, Not that I am aware of. In fact, Yaron-Eldar insists that AnyOption is not an Israeli company at all. AnyOption does not have offices in Tel Aviv It s a company that operates from Cyprus. Indeed, a perusal of reveals no references to Israel Nevertheless, it is no secret that hundreds of employees go to work each day at AnyOption s offices at 38 Habarzel Street in Tel Aviv s Ramat Hachayal neighborhood How does she explain this discrepancy. They re not working for the same company, she says They re working for AnyOption Israel, not AnyOption Cyprus The company they work for is a service provider to the company in Cyprus. In other words, AnyOption like many other binary options companies with similar corporate structures is not in fact an Israeli company, according to Yaron-Eldar s reasoning This means that it, and many others like it, is subject to Cypriot law and regulation, not Israeli law Since much of the regulated part of the binary options industry is subject to Cypriot regulation, the honesty or dishonesty of those firms may hinge on the strength and honesty of Cypriot law enforcement. Where are the victims. The Times of Israel contacted the FBI to see if anyone had complained about forex or binary options call centers in Israel, but the agency did not respond. ASIC, the Australian Securities and Investments Commission, replied in an email, We don t comment on operational matters, this includes confirming or denying if we have received complaints about a particular matter or not. A French government spokeswoman, however, confirmed that France has been having problems with forex fraud emanating from Israel. Yes, there are some cases of fraud, as you say, she said Forex is not per se a fraud but it can be used for fraudulent objectives We have had some cases between France and Israel, and we are in touch with the Israeli authorities about this There is a very good cooperation between the two countries and the two services on this issue. Back to Australia. Ariel Marom, the mysteriously disappeared former forex employee who wrote that anguished 2014 letter to the Knesset, warned of the fallout when the extent of the corruption in the binary options industry in Israel is exposed. What happens when thousands of Turks, Russians, Spaniards, Italians and French figure out that the scam they fell for was carried out from here, in Israel he asked in his letter Are our regulators waiting for synagogues to start blowing up all over the world to shut this thing down. Dan Guralnek, the Australian immigrant, has drawn his own conclusions This amount of dishonesty would never be allowed to exist in Australia , he says They would shut down the industry overnight. Guralnek recently became engaged to an Israeli woman But he hopes to persuade her to move back to Australia with him, in part because of the high cost of living that drove him to work in binary options in the first place, and in part because of the corruption he has encountered. Now I see corruption everywhere I look, he says Anywhere where there s no light shining on the corruption in this country, it feels like it s growing. the website of a Francophone synagogue near Tel Aviv s Hamedina Square, has a page on its website warning against the binary options industry, headlined Stop the Scam. Many people you know work directly or indirectly for these scam websites, reads the page, warning that binary options and the majority of forex companies operating from Israel are fraudulent It advises congregants to run away from these companies. And it issues an evidently all too necessary reminder Let us remember the eighth commandment, Thou shalt not steal.
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